If you’ve approached a lender for a mortgage, you may have been told you need mortgage insurance if you aren’t making a 20% down payment. What is mortgage insurance and is it mandatory? Here’s what you need to know. What Is Mortgage Insurance? Mortgage insurance is a type of insurance cover that financially protects the lender if the home loan borrower defaults on their…

Traditional Medicare covers up to 80 percent of approved costs. This includes approved expenses incurred through hospitalization, doctors, and medical procedures. Under Medicare, you are expected to cover the remaining 20 percent of healthcare costs. Within this system, a Medigap policy would fill the coverage gaps in Medicare.  Medigap plans are sold by private insurance companies and are a…

Gaming is no longer the preserve of the trust fund kids. You can play your favorite games and even VR with ease on a gaming laptop that costs under  $1000. There’s no catch, except that you will need to be judicious about which features of traditional gaming you might have to compromise on. You’re looking for something that is suited to your gaming requirements, so be discerning with…