If you’ve approached a lender for a mortgage, you may have been told you need mortgage insurance if you aren’t making a 20% down payment. What is mortgage insurance and is it mandatory? Here’s what you need to know. What Is Mortgage Insurance? Mortgage insurance is a type of insurance cover that financially protects the lender if the home loan borrower defaults on their…

If seasonal allergies send you into a coughing and sneezing frenzy every year, it might often feel like nowhere is safe, not even your bedroom. Air pollutants often find their way even into the cleanest and uncluttered indoor areas, hovering in the air that we breathe and triggering all sorts of allergic reactions. Since we spend a large portion of the day inside, it might make sense to invest in…

Gaming is no longer the preserve of the trust fund kids. You can play your favorite games and even VR with ease on a gaming laptop that costs under  $1000. There’s no catch, except that you will need to be judicious about which features of traditional gaming you might have to compromise on. You’re looking for something that is suited to your gaming requirements, so be discerning with…