Travel, by its very nature, has uncertainty built into it. Travel insurance offers a safety net to cover any financial risks that may occur due to travel. Here are the important things to know about travel insurance.  What it covers: It all depends on the policy you buy. A travel medical plan will cover payment of medical expenses in case you need care that’s not covered by your usual health…

Traditional Medicare covers up to 80 percent of approved costs. This includes approved expenses incurred through hospitalization, doctors, and medical procedures. Under Medicare, you are expected to cover the remaining 20 percent of healthcare costs. Within this system, a Medigap policy would fill the coverage gaps in Medicare.  Medigap plans are sold by private insurance companies and are a…

There are two distinct kinds of smartphone users. The first group is easily overwhelmed and may take time to get acquainted with their phones features and settings. The second group is the opposite. They’re itching to dive right into their new phones, downloading apps and games and installing their social media. Wherever you fall on the spectrum, these are five tips that you should do as soon as…