If you are like most people, you swipe your credit card multiple times a day, without really knowing much about the rectangular plastic card that you keep in your wallet. Let’s take a look at some surprising facts about your credit card: Valid Credit Card Numbers Follow The Luhn Algorithm All valid credit cards follow the Luhn algorithm, which means if you double every second digit…

Traditional Medicare covers up to 80 percent of approved costs. This includes approved expenses incurred through hospitalization, doctors, and medical procedures. Under Medicare, you are expected to cover the remaining 20 percent of healthcare costs. Within this system, a Medigap policy would fill the coverage gaps in Medicare.  Medigap plans are sold by private insurance companies and are a…

There are two distinct kinds of smartphone users. The first group is easily overwhelmed and may take time to get acquainted with their phones features and settings. The second group is the opposite. They’re itching to dive right into their new phones, downloading apps and games and installing their social media. Wherever you fall on the spectrum, these are five tips that you should do as soon as…