If you’ve approached a lender for a mortgage, you may have been told you need mortgage insurance if you aren’t making a 20% down payment. What is mortgage insurance and is it mandatory? Here’s what you need to know. What Is Mortgage Insurance? Mortgage insurance is a type of insurance cover that financially protects the lender if the home loan borrower defaults on their…

One of the key factors considered before installing a medical alert system, especially for seniors, is the cost that comes with it. There are a lot of different (often hidden) costs associated with your new medical alert service. These go above and beyond the base price you might have considered.  Getting a medical alert system involves installing, maintaining, paying monthly fees and in certain…

Whether you’re a backpacker and like to rough it out on the road or whether you’re all about luxury travel, these handy travel friendly gadgets will go a long way. All these options are easy to pack, portable and very convenient whether you are going on vacation or travelling for work.   Clip On Camera Lens What would good travel be without some stunning pictures? You want that gorgeous…