If you’ve approached a lender for a mortgage, you may have been told you need mortgage insurance if you aren’t making a 20% down payment. What is mortgage insurance and is it mandatory? Here’s what you need to know. What Is Mortgage Insurance? Mortgage insurance is a type of insurance cover that financially protects the lender if the home loan borrower defaults on their…

If you don’t have employer coverage or don’t know how much of your budget you should set aside for healthcare, then the right healthcare plan can be a little hard to find. It might be tempting to choose a plan that has low premiums and hope for the best. However, when it comes to finding a health care plan that suits you and your wallet, you should try to strike a balance.  Consider…

Samsung started off this new decade on the right foot. Their line-up of innovative, powerful smartphones have industry-driven features, superior AI and sleek innovative design. These 5G and wifi 6 powered phones also boast AMOLED display panels and other essential features that suit a range of budgets and perform at a range of capabilities. This is a round- up of the latest and greatest from the…